Fund your dream, change your life Kiva is a non-profit that expands access to capital for entrepreneurs around the world. More than 2.5 million people have raised over $1 billion on Kiva. Could you be next? At Kiva, we believe in character over credit and the power of community-based lending. Because of these beliefs, we provide funding opportunities for entrepreneurs where conventional lenders won’t. Up to $10,000 at 0% interest Yes, 0% interest – no catch. We’re a non-profit aimed at expanding access to capital. Free marketing and new customers Market your product to Kiva’s community of 1.6 million supportive lenders. Build your business credit When you fully repay your loan, we report your good standing to build your business credit. Who is eligible for this funding option? People with strong businesses or business plan. Applicants cannot currently be in foreclosure or bankruptcy proceedings and cannot be heavily indebted, which mean less than $3,000 of overdue debt. The target market for these loans are low or moderate income individuals. Important features of this funding option: Crowd-funded, interest-free loans directly to small business owners and entrepreneurs in the US and Kenya. Loans need to be repaid. The payback period can be anywhere from 10-24 months. You can repay the loan in weekly or monthly installments.